Parameters

Borrow Rate Model

Interest rates are dynamic and are calculated based on the utilization of a given market (how much of the supplied liquidity is available vs. borrowed). Poseidon Lend's interest model follows Compound Protocol's Jump Rate model.
The borrow rate model that Poseidon Finance adopts is as follows. When the utilization rate increases, both borrowing rate and supply rate will rise. When utilization rate is over the kink point, the borrow rate will soar at a higher rate.

FRA

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
10%
Optimal utilization Rate
60%
Max borrow APY
100%
Reserve factor
25%
Collateral factor
60%

FAIRY

Parameter
Value
Min borrow APY
3%
Optimal borrow APY
12%
Optimal utilization Rate
60%
Max borrow APY
150%
Reserve factor
25%
Collateral factor
60%

BTC

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
10%
Optimal utilization Rate
80%
Max borrow APY
100%
Reserve factor
20%
Collateral factor
80%

ETH

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
10%
Optimal utilization rate
80%
Max borrow APY
100%
Reserve factor
20%
Collateral factor
80%

BNB

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
10%
Optimal utilization Rate
80%
Max borrow APY
100%
Reserve factor
20%
Collateral factor
80%

USDT

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
8%
Optimal utilization Rate
90%
Max borrow APY
50%
Reserve factor
10%
Collateral factor
85%

USDC

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
8%
Optimal utilization rate
90%
Max borrow APY
50%
Reserve factor
10%
Collateral factor
85%

BUSD

Parameter
Value
Min borrow APY
0%
Optimal borrow APY
8%
Optimal utilization Rate
90%
Max borrow APY
50%
Reserve factor
10%
Collateral factor
85%
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Borrow Rate Model
FRA
FAIRY
BTC
ETH
BNB
USDT
USDC
BUSD